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Consumer and financial literacy

The Department of Education and Training recognises the need for Queensland students to be confident and informed financially literate consumers and investors. Consumer and financial literacy is a cross-curricular area of learning and includes the teaching of concepts relating to consumerism as well as financial matters.

The rationale for consumer and financial literacy in education is identified in the National Consumer and Financial Literacy Framework Adobe PDF document External Link. The framework is designed to guide states and territories in the development of curriculum and support materials. It describes essential consumer and financial capabilities that will support lifelong learning and provides guidance on how consumer and financial education may be structured to support a progression of learning from Foundation (Prep) to Year 10. There are three interrelated dimensions of learning that underpin consumer and financial education: Knowledge and understanding; Competence; and Responsibility and enterprise.

Teaching consumer and financial literacy

MoneySmart Teaching

The MoneySmart Teaching program aims to engage students in a fun way with real life money experiences and supports teachers, both professionally and personally, in building their capacity and confidence to deliver consumer and financial literacy education in their classroom and across the whole school.

The program uses consumer and financial literacy as a context for teaching and learning in mathematics, English and science, with all of the units of work aligned to the Australian Curriculum.

Buy Smart competition

The annual Buy Smart competition is a hands-on learning activity to help young people in Years 4-12 learn about consumer and financial literacy issues. Students must develop a creative project to explain a chosen consumer issue and give advice to a target audience.

Buy Smart is run by the Office of Fair Trading and has been mapped to the Australian Curriculum, making it easy for entries to be applied as a classroom activity, assessment piece or extension exercise. The Teachers' kit has more information about prize money, implementation, resources and incursion opportunities.

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This page was last reviewed on 04 May 2018 at 02:25PM

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